Sequence-of-returns risk is real—but is it exaggerated by models that assume retirees will blindly maintain the same inflation-adjusted withdrawals during a market collapse? This video examines whether that traditional protections such as large bond allocations, glide paths and buckets may create lower real returns, inflation exposure and unnecessary underspending actually work. I also share what I do with buckets and guardrails in my plan to address sequence risk.
Ben Felix Video: https://youtu.be/QGzgsSXdPjo?si=Xm-LBcRmY9IgmlPw
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*My 5-Step Process to Retiring Early* : https://leandrivenreliability9-my.sharepoint.com/:w:/g/personal/josephkuhn_leandrivenreliability9_onmicrosoft_com/EWGgqxP9OQdFn3QAvqMNuAUBolJbfERW84PmY-V84cnhXA?e=ctqu6r
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Ben Felix Video: https://youtu.be/QGzgsSXdPjo?si=Xm-LBcRmY9IgmlPw
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*My 5-Step Process to Retiring Early* : https://leandrivenreliability9-my.sharepoint.com/:w:/g/personal/josephkuhn_leandrivenreliability9_onmicrosoft_com/EWGgqxP9OQdFn3QAvqMNuAUBolJbfERW84PmY-V84cnhXA?e=ctqu6r
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- Партнёрские программы
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