Banking as a Paraguayan tax resident is complicated. Is Xapo the answer?

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Издатель Oct 3, 2026

Xapo review 2026: the private bank that accepts Paraguayan tax residents. Earn 3.5% on your USD, get a metal card with no foreign exchange fees and up to 1% uncapped cash back, and get $500 in Bitcoin back on your first year's membership through our link. See if it's worth it before you pay.

Why Xapo works as a main account for a Paraguayan tax resident:
— Fully licensed private bank and licensed virtual asset service provider, both regulated by the Gibraltar Financial Services Commission
— Eligible fiat deposits covered by the Gibraltar deposit guarantee scheme up to the US dollar equivalent of 120,000 British pounds per depositor (Bitcoin is not covered)
— USD account with 3.5% annual interest, paid in Bitcoin, which can be converted to fiat
— Metal debit card with no foreign exchange markup, no ATM fees, and up to 1% uncapped cash back
— Bitcoin trading spread of 0.1%, plus ETFs and stocks inside the app
— A personal relationship manager and estate planning features
— Accepts Paraguayan tax residents

Xapo referral link: https://xapobank.com/en/membership?ref=YSM-EZB-GF

Sign up through this link and you receive $500 in Bitcoin after 33 days. Going directly to Xapo's website without it means the reward does not apply.

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